for Blended Families
Teleclasses for Blended FamiliesThe Teleclass on "Let's Talk About Money" was jam-packed with great information! The hour flew by as our guest presenters, Barry Spilchuk and Paul Barton, shared the 12 Keys to Prosperity; real life blended family stories related to money; what to do when you are down to your last dollar; and answered individual questions.
They touched on the painful reality that very few people are taught how to effectively manage money and the problems that result due to a lack of understanding of basic money principles. They have developed home study programs and a great website to make it simple and easy for people to manage their money effectively.
While all 12 Keys to Prosperity are essential ingredients to success, there are three that really stand out for me, because they resemble what I recommend for blended families to do with any situation that needs strengthening.
The first Key they shared is to begin each day with an Attitude of Gratitude. Of all the tools I have to offer, this is the one I start with when a couple calls me who are close to giving up. They've focused for so long and lack and what's wrong that they lost all sight of what they do have and what's right in their world. I encourage them to go on a "complaining fast" for one week and, whenever they think of something wrong to point out, to stop themselves and say something they are grateful for instead. Couples who apply this principle discover an immediate shift in their home and in their attitude, and then begin to feel a sense of hope for the future. The same holds true around money. No matter how bad you think you have it, there are people all over the world who pray each night to have what you have - things like running water; hot and cold water; electricity; telephone; even a computer and internet access!!! If you want more money, start by being very grateful for all the abundance that already exists in your life!
The second Key I'd like to share here is to establish and prioritize your family and personal GOALS. So often couples decide to blend their families and their lives thinking it will all work out, yet never setting clear intentions and goals about what they want to accomplish together as a family. This often leads to frustration and dissatisfaction, especially when there are unstated goals that are at odds. If one of you wants to have a family to do everything together with, and the other sees blending as a way to have more individual free time, then you've got a serious problem! To be successful in ANY area of your life, make a point to state your goals clearly and to then prioritize which ones need to be addressed first. Financially, you may have goals to get out of debt, save for a new car, and save for your kids' college education. Determining which of these comes first has to do with the greatest need, the interest rates involved, and the time it will take to successfully complete each goal.
The third Key I believe is the most in-keeping with what StepHeroes™ is all about: Have open communication with your partner about money. The more your give yourselves permission to discuss openly your fears, worries, doubts, frustrations, dreams, hopes, and goals, the more you'll be able to work through your challenges with money. Money is such a loaded and emotional issue for so many people, that it is often avoided, or if discussed, leads to arguments and misunderstandings. Here are some simple ground rules:
ACTION STEP: If you found these 3 Keys helpful then you may appreciate the PDF you can download in the right column of this page.